hi, I guess you just attended by unfriendly sales person. i went to alan photo at sim lim, the guy quoted me 1666 for D90 with kit lens. so it's about the street price, but it's lower than the price which john and ms color quoted me (1750 and 1699), it's quite reasonable even if they don't give any free gifts.
however, i took body only with tamron 17-50mm f/2.8 VC, total cost me 2380 with 8G SD, cleaning kit and UV filter at discount offer. though no freebies given, the guy served me well, he took out 3 lens (kit lens, old version tamron without VC and the new version with VC) and let me tried them out with D90 to compare. so i'm very satisfied with the service by him, if he gave me some free gifts, i'll be happier, haha.
initially, my friend recommended me to john, according to him, they provide good service. but a guy from john quoted me the highest street price, never mind, then i asked for free gifts, the guy shut me up with an unpleasant tone, i was very unhappy. so i walked away, and visit ed the opposite shop, the guy quote me 1666, but must purchase together with kit lens, and when i asked for free gifts, the guy politely told me they don't have promotion currently. it's a new shop which i never heard before but at least they serve customer well with good manners.
i'm happy with my D90 with new tamron lens, so far it hasn't given me any issue yet. may be it's heavy to others, about 1.2 kg with lens, but when i hold it, it gives me a solid feel.