It's quite simple and easy,so far no problem encountered.
u need a credit/debit card to start 1st,for paypal to verify ur account,they will charge a US$1.95 to ur card which will be reimbursed to ur account once start transfering fund.
on ur bank statement where the US$1.95 transaction is,there will be a 4 digit number,just log on to paypal and key in this 4 number to complete ur verification process and everything is done.Simple.
Usually have to wait ard 3-4 working days for the transaction to reflect on the online statement if u have any,or u have to wait till the end of the month when the bank send u the statement.
i use it to pay for all my Ebay transactions,very happy with the service,and u get some sort of Fraud protection when u pay Ebay items thru paypal as well :thumbsup: