Seriously buying D200
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wcsiaw said:Confirmed... that's what they tell me when I called them..As for the annual fee... maybe you can ask for a weavier...
wah,....nice deal leh......meaning, if you put in the monthly at $235, not interest charged and your pay 2820 flat? Its cheaper then what shops offer 2950 for D200.
i already have the cash for d200 and 18-200mm prepared, but the installment is actually lower then the cash price.......man!....i will be stupid if i pay by cash.
what are the credit card to subscribe to? must be visa/master? or special plans? How do i approach the bank for this d200? if i go to the bank personally, who to seek? i dun have a OCBC credit, but i do have a fixed deposit......
wcsiaw said:Confirmed... that's what they tell me when I called them..
If tide down by the installment plan, they don't give waiver, how?
Then got to pay the $60 fees cos can't cancel the account.
Newly open account better cos got 1st yesr waiver.
donchua said:
Actually you can try this... I don't know if it works... but my annual fee is due in March... you can call and ask them to cancel the easicredit... then they will ask you why you wanna cancel bla bla bla... then you say.. because of anual fee.. then they will waive for you leh.. that's what I did... and my anual fee got waive before I made commitments. ;P
So Donchua... you upgrading?
kettobase said:
Hello kettobase... paying by cash is clever... at least you don't get tied down to easicredit... what happens if you forgot to pay up? Their intrest is calculated by the day... which works up to 16.8% pa which is quite an amount. ($130 savings is a buffer just in case you forgot to payup monthly..
it is $130 saved only when you finished paying all the installments on time) Also you will not be tempted to buy other things with the extra cash in hand... most of my friends end up buying more when they pay by installments Since you are buying two things at a go, maybe there's a discount for you from shops?
wcsiaw said:Actually you can try this... I don't know if it works... but my annual fee is due in March... you can call and ask them to cancel the easicredit... then they will ask you why you wanna cancel bla bla bla... then you say.. because of anual fee.. then they will waive for you leh.. that's what I did... and my anual fee got waive before I made commitments. ;P
So Donchua... you upgrading?
I know cos I did that to my other credit account.
But if got installment tided to the account, a bit difficult I feel.
Felt like but resisting the Force..:sweat:
longkangman
Senior Member
wcsiaw said:
Yes, it works and my annual fee waive with the same trick.
My standing order to them is cancel the card if there is annual fee.
Cheers
wcsiaw said:Actually you can try this... I don't know if it works... but my annual fee is due in March... you can call and ask them to cancel the easicredit... then they will ask you why you wanna cancel bla bla bla... then you say.. because of anual fee.. then they will waive for you leh.. that's what I did... and my anual fee got waive before I made commitments. ;P
So Donchua... you upgrading?
Hello kettobase... paying by cash is clever... at least you don't get tied down to easicredit... what happens if you forgot to pay up? Their intrest is calculated by the day... which works up to 16.8% pa which is quite an amount. ($130 savings is a buffer just in case you forgot to payup monthly..
Since you are buying two things at a go, maybe there's a discount for you from shops?
Shop will not give a 130 discount for one thing...even if you buy both...that i am pretty sure.....for me....i would probably put in the full 2820 into the account....and leave it there......
as for temptation to buy more things......
i am not easily tempted. and i m not one of the strawberry generation....
btw,....who do i get the camera from if i take up the ocbc offer? buy from any camera shop can?
kettobase said:yongkh said:
Here is the detail :
Nikon D200
$235 x 12 months
U.P. $3,288
This high-precison, high-performance
10.2 Megapixel digital SLR camera reacts
to the will and needs of the photographer.
With extraordinary sharp resolution and a
large brighter optical viewfinder, you can
fast forward to new creative possibilities
with the Nikon D200.
The flyer comes with the "Instalment Payment Plan for Easicredit", which you will need to fill in Name, EasiCredit A/C no, NRIC and contact no. Also, state the number of qty (means can order more than 1 if u are loaded).
Processing fee of 1% is waived. Offers are valid till 31 March 2006.
That is it. Then send the form to OCBC for further processing.
longkangman
Senior Member
yongkh said:kettobase said:
WOW very good buy, cheapest in town.
cheers
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