Sentosa Thread XLIII (43) - nightwolf75 40:911 "there can only be one lens....."


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Errz said:
eh anyone know where in raffles place/Tanjong Pagar area that do printing from pdf ,abt 732pages and do binding?
I see that someone gotten a new eBook, right? ;) Goes with your (relatively) new toy ;)
 

alechim said:
you wanna make sure you will not lose much $$, then pay upfront more to reduce the installment interest.

Now adays very hard to sel flats and earn 1...
I also wish i got more $$ :cry:
Except for new flats... else cant really earn.
 

back from mi:3...
now gonna ZZzz..
 

gryphon said:
I also wish i got more $$ :cry:
Except for new flats... else cant really earn.
Buy condo? Think quite affordable also. Start saving lah.
 

gryphon said:
I also wish i got more $$ :cry:
Except for new flats... else cant really earn.
you earn more than me..sure got $$ 1
since you know, then get new flats loh
 

new flats good... can use the preferential HDB loans. much better rates, over the long run, than commerical loans. of course, commerical loans allow u to pay off faster lah.

u got 2 chances to use the loan. so might as well. just make sure u and wifey's combined income dun exceed the limit can already.
 

nightwolf75 said:
new flats good... can use the preferential HDB loans. much better rates, over the long run, than commerical loans. of course, commerical loans allow u to pay off faster lah.

u got 2 chances to use the loan. so might as well. just make sure u and wifey's combined income dun exceed the limit can already.
Now I know why so many married people give up photography after marriage... too expensive liao.
 

Watcher said:
I see that someone gotten a new eBook, right? ;) Goes with your (relatively) new toy ;)

:bsmilie: must be agape. u interested?

i n00b..so buy book and understand more loh. wat to do
 

gryphon said:
I also wish i got more $$ :cry:
Except for new flats... else cant really earn.

just got my new house key.... now taking our time to look for I.D heh
lucky ours is BTO premium .. so most of the stuff no need to do liao.

need to save up more for plasma/lcd tv, air con, fridge, washing machine... *faint*

so to those still single, GO BUY BUY BUY!!! b4 u get married lol
 

Errz said:
just got my new house key.... now taking our time to look for I.D heh
lucky ours is BTO premium .. so most of the stuff no need to do liao.

need to save up more for plasma/lcd tv, air con, fridge, washing machine... *faint*

so to those still single, GO BUY BUY BUY!!! b4 u get married lol
Wah Errz buy another house, what's the count now? 5th house?
 

espn said:
Wah Errz buy another house, what's the count now? 5th house?


u mai anyhow leh.. where got money to buy 5th house.. 1 already got problem
 

Errz said:
u mai anyhow leh.. where got money to buy 5th house.. 1 already got problem
Errz is always so gei siao and humble.
 

nightwolf75 said:
new flats good... can use the preferential HDB loans. much better rates, over the long run, than commerical loans. of course, commerical loans allow u to pay off faster lah.

u got 2 chances to use the loan. so might as well. just make sure u and wifey's combined income dun exceed the limit can already.

Condo...wait long long. CPF not much $$ & interest rate now about 3.75% :bigeyes:

Bad thing about enblock is... u buy enblock flat at HDB rate 2.6% then again for new flat, hence considered as 2 times. So after this, will not be able to get HDB loan for future flats. :(

Correct... BUY BUY BUY before marriage. Else after that very difficult liao.

Errz, which new flats u getting?
 

gryphon said:
Condo...wait long long. CPF not much $$ & interest rate now about 3.75% :bigeyes:

Bad thing about enblock is... u buy enblock flat at HDB rate 2.6% then again for new flat, hence considered as 2 times. So after this, will not be able to get HDB loan for future flats. :(

Correct... BUY BUY BUY before marriage. Else after that very difficult liao.

Errz, which new flats u getting?

Punggol blk 195C

Start of nightmare~ lol
 

Errz said:
Punggol blk 195C

Start of nightmare~ lol
After you announce it here, confirm nightmare start.
 

gryphon said:
ESPN will go there everyday to stalk u

oh.. ..dont think he will do that lah.. me not KRW
 

Errz said:
oh.. ..dont think he will do that lah.. me not KRW
I will go there stalk ur wife :devil:
 

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