I don't think anyone of us dispute the fact that the bank should charge a fee for those who forgot or late in their payment. But, the point of contention is the high interest rate.
Platinium Card privilege?
- Thread starter jerry2308
- Start date
- Status
I don't think anyone of us dispute the fact that the bank should charge a fee for those who forgot or late in their payment. But, the point of contention is the high interest rate.
Provided one utilise these of cos.
Canew
Senior Member
Hahahahaa. Paul is always saying this comment! :bsmilie::bsmilie:
Canew
Senior Member
Yes. You can.
CC are one of the most complicated packages you'll ever find here , at least to me. The only way to compare is to lay them out side by side but no one does that. It's way too tedious. I suppose we choose them based on what benefits suit us more.
The platiniums are mostly fluff but some do provide exclusive privileges depending on bank to bank. For citibank, I think only the dividend programme gives cash rebates which many prefer over shopping/dinning vouchers.
The other benefits usually include higher rebates (5 to 8 times instead of the usual 1 to 3 times more) but that also depends on what you spend on.
I've always wondered how some users are able to accumulate so much points for shopping vouchers. A friend of mine in some watch shop is able to get several hundred Taka /Denki vouchers every now and then.. sheesh.
To me , the "real" benefits are whether the cards are accepted for use in overseas and the discounts. It would really make sense to get the Robinson's card if your mother likes to go there every other week. I just came back from Japan and found that OCBC and Stan Chart cards were neither accepted in the camera shops nor hotel. Either the card readers are not compatible or the banks have some issues. :dunno:
The platiniums are mostly fluff but some do provide exclusive privileges depending on bank to bank. For citibank, I think only the dividend programme gives cash rebates which many prefer over shopping/dinning vouchers.
The other benefits usually include higher rebates (5 to 8 times instead of the usual 1 to 3 times more) but that also depends on what you spend on.
I've always wondered how some users are able to accumulate so much points for shopping vouchers. A friend of mine in some watch shop is able to get several hundred Taka /Denki vouchers every now and then.. sheesh.
To me , the "real" benefits are whether the cards are accepted for use in overseas and the discounts. It would really make sense to get the Robinson's card if your mother likes to go there every other week. I just came back from Japan and found that OCBC and Stan Chart cards were neither accepted in the camera shops nor hotel. Either the card readers are not compatible or the banks have some issues. :dunno:
ive found credit card nirvana..
i switched to using POSB mastercard debit card.. i use it all the time now... whatever i pay goes straight out from my bank account.. no more headache about monthly bills, or overspending, or getting a shock at the end of the month when receive CC bill.
i still keep a couple of my other cards, but they are for overseas travel in case for any reason my debit card not accepted, or if i need to pay for a big ticket item which exceeds my current bank balance.
the downside is i dont get any perks. and i dont get any points. but frnakly i couldnt be bothered with all of this. the peace of mind i get far outweighs all of that.
i switched to using POSB mastercard debit card.. i use it all the time now... whatever i pay goes straight out from my bank account.. no more headache about monthly bills, or overspending, or getting a shock at the end of the month when receive CC bill.
i still keep a couple of my other cards, but they are for overseas travel in case for any reason my debit card not accepted, or if i need to pay for a big ticket item which exceeds my current bank balance.
the downside is i dont get any perks. and i dont get any points. but frnakly i couldnt be bothered with all of this. the peace of mind i get far outweighs all of that.
I'm advising people to use cash :thumbsup:
very wise
What do u mean priority queue for movies?
And also what golfing benefits do we get as platinium holders?
MEaning that there is another queue available for Platinum Visa holders. One thing though, the smaller cinemas sometimes all ppl will juz queue on the priority queue, and the counter does not enforce the rule. Also, platinums are like flooding the place now, the edge over is getting smaller.
can't remember the golfing benefits, but something like clubhouse member rates, etc, etc.... can bring dunno how many friends, etc, then dunno what free green fees. I'm also not too sure, since i'm no golfer! hehe
- Status
Similar threads
