How HDB flats are priced affordably !

[hazmee]

How else do you think the people in charge can make the young people work really hard for the money and be slaves to corporate singapore?

I would do the same thing if i'm the government. I'll try to get all the young people to sign on the dotted line for that big ticket items like house and cars. Since the prices of these big ticket items are set by me, I will set the price of the items as pricey as i can possibly can. Then... they will have to slog hard for the money and create economic wonders for singapore with all the sacrifices of their youth. They will not question me as they don't have the time to even think and they cannot complain much as most of them will be working for corporate singapore. If they get out of the line, i can use my corporate Singapore's influence to force them to toe the line... I can even threaten them to fire them or even to the extent of getting all the subsidiaries and sister companies to blacklist them. This is what i call the Singapore Inc.

Comon.. haven't u see it coming when this government has been voted into power. I am afraid to think of the future of Singapore.. it had become a place where blunders aren't shouldered by the people responsible and yet these people had been reaping in huge amounts of monthly salary... it used to be our ministers are of the highest calibre... they used to have lots of drive and is very daring in trying out new opportunities but looking at the current batch of ministers. They suka suka set policies without thinking hard and fast.. They don't think of the benefit of the people... they are only concern about the pockets of corporate Singapore. I am beginning to wonder if the minister's KPI's(Key Performance Indicators) are benchmarked at how much money they can generate for Corporate Singapore.

I sometime shudder to think of my future here... our Minister mentor just said... Singapore is going thru a "GOlden Age"...... How else are we going to reach there without pinching and squeezing every ounce out of the middle and lower class income of the population? Mind you... they make up of the largest population of corporate Singapore. It is definitely coming... look around you.. Do u NOT realize that the middle income family are thinning out?

The middle and lower income class people are just peanuts. Your destiny is to work from the cradle to the grave. No need to wonder anymore. Just continue working till you are 85. This place was designed and catered for business people. You just have shape up or ship out. Since Singapore uses many models to justify things they do, as long as it makes money, it should be ok. If HDB says whatever 'discount' they give is a subsidy, I just say ok. No need to argue because resistance is futile. Sometimes the reply I get would be life could be much worse elsewhere even though that doesn't concern me at all. If your opinion matters, the government would have listened. Everything must have control. Without control, you have nothing. If you can control when you get orgasm, that would be the pinnacle of success. Do you know what a joke is? It is called the Speaker's Corner. Go figure.

It must have been tough to please and make sure every damn living soul live comfortably. Still, I find HDB flats affordable for business executives.

 

[chongkm]

The middle and lower income class people are just peanuts. Your destiny is to work from the cradle to the grave. No need to wonder anymore. Just continue working till you are 85. This place was designed and catered for business people. You just have shape up or ship out. Since Singapore uses many models to justify things they do, as long as it makes money, it should be ok. If HDB says whatever 'discount' they give is a subsidy, I just say ok. No need to argue because resistance is futile. Sometimes the reply I get would be life could be much worse elsewhere even though that doesn't concern me at all. If your opinion matters, the government would have listened. Everything must have control. Without control, you have nothing. If you can control when you get orgasm, that would be the pinnacle of success. Do you know what a joke is? It is called the Speaker's Corner. Go figure.

Still, I find HDB flats affordable for business people.

Hehe... you're my friend. No point waiting for the day when the ruling party have a 'freak' election because it will never happen. It has not happened and they already threatening us with the army. So have you been shaped or you're shipping out? I'm waiting for my ship to come... IMHO, the only way you can win from this CPF/HDB scam is to buy a flat, rent it out and use it as your ticket to greener pasture. :sweatsm:

 

[Reno]

We're certainly going through a 'Golden' age, where everything cost as much as its weight in gold... :S

Ever wonder if CPF actually have enough money to pay all of us back, or is the inflated housing price is a way of turning the table on us? All their goal post moving always makes me wonder...

I think we won't be able to get our money back from CPF when our retirement time comes. :sweat:

 

[vince123123]

Thanks

And I strongly agree with Vince and Waileong for what they say. Least they voice out what most people would want to say. :thumbsup:

 

[Wolfgang]

I tried so hard not to bring up this topic, but every time I read the papers.. My Blood boils...

Why they like to treat us like a fool.

All i often hear is how expensive everything is and how costly it is to live here. If is it ~that~ bad, that would mean we would have nothing left or may even lack essentials. But if you have excess to splurge on equipment/gear or even the latest gadgets and toys, I do not really see such a problem. Prices ~are~ going up but this is not even a local phenomena but something that is affecting everyone worldwide. (Just look at all the IT fairs & PC shows and all the purchases that are made. If things are that dire, you would hardly see any crowd lugging out their purchase - except for those who are there to ogle perhaps)

In another income group or age bracket, yes, that may be the case but there ~are~ VWOs and groups who are actively helping the less fortunate. What are ~you~ doing about it besides coming into a photography forum to repetitively "discuss" about it?

Cost of anything is relative.

A good indication is cab fares. Go travel. Go compare. If you find a place that has a perfect public housing system, then please, do share it with us.

 

[AhSeng]

All i often hear is how expensive everything is and how costly it is to live here. If is it ~that~ bad, that would mean we would have nothing left or may even lack essentials. But if you have excess to splurge on equipment/gear or even the latest gadgets and toys, I do not really see such a problem. Prices ~are~ going up but this is not even a local phenomena but something that is affecting everyone worldwide. (Just look at all the IT fairs & PC shows and all the purchases that are made. If things are that dire, you would hardly see any crowd lugging out their purchase - except for those who are there to ogle perhaps)

In another income group or age bracket, yes, that may be the case but there ~are~ VWOs and groups who are actively helping the less fortunate. What are ~you~ doing about it besides coming into a photography forum to repetitively "discuss" about it?

Cost of anything is relative.

A good indication is cab fares. Go travel. Go compare. If you find a place that has a perfect public housing system, then please, do share it with us.

If you are earning that kind of pay in those countries, By all means.. do all the comparisons. But most of the middle -lower income group don't even touch those figures and you are expecting prices of basic necessities to be that of the first world.

 

[sORe-EyEz]

All i often hear is how expensive everything is and how costly it is to live here. If is it ~that~ bad, that would mean we would have nothing left or may even lack essentials. But if you have excess to splurge on equipment/gear or even the latest gadgets and toys, I do not really see such a problem. Prices ~are~ going up but this is not even a local phenomena but something that is affecting everyone worldwide. (Just look at all the IT fairs & PC shows and all the purchases that are made. If things are that dire, you would hardly see any crowd lugging out their purchase - except for those who are there to ogle perhaps)

In another income group or age bracket, yes, that may be the case but there ~are~ VWOs and groups who are actively helping the less fortunate. What are ~you~ doing about it besides coming into a photography forum to repetitively "discuss" about it?

Cost of anything is relative.

A good indication is cab fares. Go travel. Go compare. If you find a place that has a perfect public housing system, then please, do share it with us.

thatz why i already stated in post #106 no point asking those here, too many well off folks here, like barking up e wrong tree. but its a healthy discussion non-the-less. my english not 10/10.

can assume those 50-90yr old folks living a humble lives in 1-room units wont even be here chatting us up?

 

[Wolfgang]

If you are earning that kind of pay in those countries, By all means.. do all the comparisons. But most of the middle -lower income group don't even touch those figures and you are expecting prices of basic necessities to be that of the first world.

Er, earning what kind of pay? They are paid more but their housing, may it be rentals or even property is crazy. Try doing up a 3 story house in London. The renovation is nowhere near Sg prices.

Cars may be cheap for certain models but it is a necessity in places such as NZ or Australia and people bemoan the expensive car prices and such here. Well, lets price the car as low as them and lets see how clear our roads would be. Or better yet, if you think health care in Sg is bad, go experience first hand NHS's policy in UK. You do NOT want to fall sick there.

Its hilarious when we have people insist on something to work to their convenience and all other resulting problems should be solved by the powers that be.

At the end of the day, each country/system will have its detractors and while I am not saying everything is hunky dory, we should be thankful and appreciative for a lot of things in life.

 

[Wolfgang]

thatz why i already stated in post #106 no point asking those here, too many well off folks here, like barking up e wrong tree. but its a healthy discussion non-the-less. my english not 10/10.

can assume those 50-90yr old folks living a humble lives in 1-room units wont even be here chatting us up?

Exactly, which is why it puzzles me.

Want to make a difference? Go OUT there and help.

No sit in front of a screen and go on flogging a dead horse.

Seriously.

 

[sORe-EyEz]

mua-hahaa...

dead-horse? HDB (1 of de few heads) = multi-headed hydra u know! :bsmilie:

sounds dungeons & dragons game ah (when out ah?:bsmilie. but go & make a difference easier said than done. there's a will there's a way. we need all the best brains to conquer that hydra. but some powerful brains left Sg on 1000(li) horse liao...

our fates r sealed, the rules of the (HDB) game set liao. most of us will never win wan. we play just to lose... :hung:

 

[chongkm]

But I played to win... 1 week after I got my keys, announce enbloc.

 

[sORe-EyEz]

But I played to win... 1 week after I got my keys, announce enbloc.

which HDB is that? ;p

 

[chongkm]

Clementi lor...

 

[sORe-EyEz]

but that doesn't mean its affordable. wad if u've commited $$ to renovate it?

u got pure good luck...

 

[Silence Sky]

All i often hear is how expensive everything is and how costly it is to live here. If is it ~that~ bad, that would mean we would have nothing left or may even lack essentials. But if you have excess to splurge on equipment/gear or even the latest gadgets and toys, I do not really see such a problem. Prices ~are~ going up but this is not even a local phenomena but something that is affecting everyone worldwide. (Just look at all the IT fairs & PC shows and all the purchases that are made. If things are that dire, you would hardly see any crowd lugging out their purchase - except for those who are there to ogle perhaps)

In another income group or age bracket, yes, that may be the case but there ~are~ VWOs and groups who are actively helping the less fortunate. What are ~you~ doing about it besides coming into a photography forum to repetitively "discuss" about it?

Cost of anything is relative.

A good indication is cab fares. Go travel. Go compare. If you find a place that has a perfect public housing system, then please, do share it with us.

I think you have missed the debating points totally.
We are neither discussing how expensive things are nor the costs of living in Singapore.

We are discussing about the HDB pricing policy, the affordability of a Flat, the accuracy of the data published by HDB, and the way data is being presented to the mass.
It is not what you think we are trying to discuss about.

I do not need to travel very far, right here in Singapore, our housing system is closed to perfect some 15 years ago. Our neighbor next door can treat their cancer patients with the same procedure and drugs at 1/3 the costs here.
It is also because I have traveled, I did not see Grandpa and Grandma working in MacDonald or washing public toilet for a miserable token in the developed countries.
When I travel to Australia, I saw buses driven by the locals and the housings built by locals. Why is it not so in Singapore?
In US, the government is subsidizing the farmers and the steel makers to compete with foreigners. What are we doing? We are importing foreigners to compete with the locals, in the schools, in the labour markets, in every sector, except the Ministry.
Latest report, 30% of the four Rm HDB flat buyers are not local!

What you have heard is how expensive everything is and how costly it is to live here.

What I am always hear is: Our system is the best, our top guns are the best, we are world no 1 in this and that, we are the most affluent city in Asian. We are generously subsidized in this and that. Our transport and medical system is the best.
Therefore, I have raised my bar on the standards of living. Does owning a DSLR naturally denounce me of my rights to demand for a Swiss standard of living?

Best is not always good to be. Second is better because there is always room for improvement.

Anyway, I am always a complainer and anti authority because I have opposite views and negative feedbacks.

Cheers..

 

[hazmee]

God bless the middle and lower income class Singaporeans.

 

[USM]

So much talks about HDB, etc.

Check this out.

http://sg.news.yahoo.com/cna/20080723/tap-257-1-200-home-hunters-throng-showfl-231650b.html

 

[chongkm]

So much talks about HDB, etc.

Check this out.

http://sg.news.yahoo.com/cna/20080723/tap-257-1-200-home-hunters-throng-showfl-231650b.html

Wah... really so many rich ppl...

"If you do your sums right, the net cash flow for buying these units (is) not that high if you include your CPF contributions."

Would really like to know how to do my sums right. Maybe it includes coming up with a 400k downpayment and the couple have a total salary of $7999...

It's the CEO speaking, so... he's also one of the 'mass market' right? :dunno:

 

[behyx]

I'm turning 26 this year, and thinking of getting a HDB flat (resale or BTO). Must I be married to be qualified? Or can I joint name with one of my parents to buy?

 

[chongkm]

I'm turning 26 this year, and thinking of getting a HDB flat (resale or BTO). Must I be married to be qualified? Or can I joint name with one of my parents to buy?

www.hdb.gov.sg... or call them up and ask.