Actually ,It depends on your budget if u got a lot of budget then go for F2.8 IS II ,If your budget is limited then go for F4 IS .Now I currently own the F4 IS .It is quite nice and If u can bump up the ISO indoor and use flash .F4 Is is definitely a good choice .
F2.8 IS VS F4 IS
1.2.8 and 4 aperature different
2.2.8 performance better bokeh than f4
3.f4 is a lot light weight than 2.8
Conclusion,depends on your budget and your need