Photography is a hobby, so spend within your means. Think carefully and buy once; changing your mind later or upgrading cost money. :nono:
Lastolite quality is top notch. I have bought and sold off the Photoflex kit which cost more (See below). Manfrotto lightstand quality is :thumbsup: too.
As you can probably guess from my equipment choice, beggars cant be choosers
But what you say makes a lot of sense. I might be getting a Manfrotto lightstand with a nice hotshoe+umbrella holder and a Photek Softlighter instead. The Softlighter is damn expensive for an umbrella but its cheaper than a softbox and I have seen online videos of Annie Leibowitz using one and if the quality of light is good enough for her, its good enough for most people.