Hi Kit,
I presume you are new to photography. Since you ask... I share with you my limited experience...
First of all, you must understand, photography is not something like literature or geography, where you read, you understand, you will take score in the exams. Contrary, photography is something like... even if you don't understand the theory of it, don't know how light meter works, don't understand what ASA, DIN, aperture, shutter speed... you might still be able to take beautiful pictures... or even create art.
Having said that, it is still good to know some fundamentals. I've never attended any formal training on photography before, but I can share with you how you can get pretty good idea on how to learn to "meter" without a light meter.
1. Get hold of a digital camera (borrow from a friend) with manual mode (preferably a DSLR, low end one also can or a cheap cheap Canon D300 also can). You should be able to set the aperture, shutter speed & ISO settings manually. Find a hot sunny afternoon, probably around 2 to 3 pm. Go out to the open and take out the digi-cam set ISO to 400 and set to auto mode and find some buildings and shoot. Do NOT do this under the shade. As taking pictures under tree shade and getting correct exposure is very difficult. Then set the digi-cam to manual. Set the aperture & shutter speed to the same setting as taken at the auto mode and take the same shot. You should get a pretty well exposed shot in manual mode.
(Why ISO 400? Because it's the most common colour negative film you can find today. Unless you shoot with ISO 200 film, set an ISO to the film that you most frequently use)
2. Now, set the aperture to f2.8, with the same shutter speed, take a shot, do the same for f4, f5.6, f8, f16 & f22.
3. Then set the aperture to f2.8 and do the same for the range of shutter speed from 1/30s to 1/4000s. Then try it with f4, f5.6, f8, f16 & f22.
4. Go back, down load the picture to your PC and analyze the pictures. With the EXIF, you can easily see which shoot is taken at which setting. Try and digest and analyze which settings produce acceptable result, as taken at the auto-mode settings.
5. Then do the same for indoor, in the afternoon, 2 to 3pm with natural light from the window.
6. Then progress to artificial light, like from ceiling light or in shopping centres.
7. Do this over and over again, since digital film is FREE. Study the results and ask your self which settings (aperture & shutter speed pair) at which condition is workable. Imagine back in those days we have to learn with 35mm film. Develop into 3R or 4R prints after shooting 36 frames to learn this way!
8. With enough practice, after a few weeks, you will be a natural light meter. But do bear in mind... our eye is very sensitive and can adapt to surrounding very quickly and sometimes can fool your brain. So be realistic when you shoot, it's probably not going to be one shot one kill. If the picture is important, take the same shot with over & under expose settings to make sure at least out of the 3 shots, you will get 1 frame at the right exposure. Otherwise, you can correct the lighting in photoshop after scanning in your negatives.
For flash, I normally use full power, bounce from the ceiling, and experiment with 1/60s & 1/30s with different aperture. From my experience, most of the time, I bounce my flash to the ceiling, with subject about 3 to 5 meters, aperture, f5.6 & 1/60s. if the face is washed out, set aperture smaller to f8. Which is the max I would go. There are only a few combinations of shutter speed & aperture in flash photography in normal room conditions. Normally for flash, we seldom go up more than 1/250s, as it's too fast, the shutter might close before the flash gets fired.
Just shoot more and experiment, you will naturally be good at it. Once you think you are pretty comfortable with guessing the right exposure, do it with film, you should be close to the light meter..
The above is purely from my experience, that's how I learn photography. There may be other people with better or more orthodox methods, and find what I say is totally rubbish. Just pick and choose which is suitable for you. If you prefer reading... carry on doing so.
Regards,
Chii Fei