Hi there,
I'm currently a user of Fuji f31.. so i'll just post what i know k!
Think if you're comparing between the two, the most distinct difference would be the night shot ability of the cameras. Fuji has a Natural Light mode which is extremely good for night shots without flash! :thumbsup: So if night shots is a big factor u're considering i would recommend fuji, this is cos lumix has had constant ill reviews abt grainy night shots.
that aside, i think the lumix is cool for its intelligent auto functions. day shots, both are equal.
design wise, i think lumix nicer also. recently my friend bought from ms color a fx33.. went with her. and their promo is really good. islandwide free 2gb and case, but M S Color give one more 2gb and cleaning kit. most imptly, service was really good. they offered to stick the screen protector for her.. and when it botched, they changed a new one with no extra charge. got drinks for us somemore.. that's how i know about the lumix...
okie, hope my little thoughts helped a bit..