just asking for the installment payment does we have to have Credit card??
thanks ..
just asking for the installment payment does we have to have Credit card??
thanks ..
Yup, I checked with them before. They only offer 0% installments from credit card companies but do bear in mind that there is a surcharge cos you're paying by credit card.
How abt picking up a phone and calling them? :dunno:
They (MS color) will accept credit card installment but with i tin is 7% interest. The shop will not absord the interest u have to pay... Tat wat they told mi... Hope this help
Most 0% interest installments at shops and malls requires a credit card... but you are actually paying more than what you will normally pay... this is because...
(1) Well.. you are right to say that there is no interest charges (i.e. 0% interest on the purchase amount)... but read the small prints or give the credit company a call to ask about the "admin" charge. If I remember correctly, it is somewhere in the 2% region of the purchase amount..
(2) Most smaller shops give discount for CASH or NETS purchase.. so if you pay using credit card (regardless of using the installment plan or not), you dun enjoy the discount..
so.. do your maths carefully if you are considering using your credit cards for 0% installment payments.. gauge for yourself if getting your dream equipments early is worth the extra $$ ...
Most 0% interest installments at shops and malls requires a credit card... but you are actually paying more than what you will normally pay... this is because...
(1) Well.. you are right to say that there is no interest charges (i.e. 0% interest on the purchase amount)... but read the small prints or give the credit company a call to ask about the "admin" charge. If I remember correctly, it is somewhere in the 2% region of the purchase amount..
(2) Most smaller shops give discount for CASH or NETS purchase.. so if you pay using credit card (regardless of using the installment plan or not), you dun enjoy the discount..
so.. do your maths carefully if you are considering using your credit cards for 0% installment payments.. gauge for yourself if getting your dream equipments early is worth the extra $$ ...
wooo..thanks a lot guys..think i just go down buy with cash ba ^^