most people have too little knowledge on what is "good enough" on physical thing, like gears
so it is always better to get "more than enough" than "good enough",
but on things you can't really see, too abstract, like skills, creativity,
very little people willing to spend efforts and money on it, as it can't really being measure,
so why spending money and efforts on you can't be sure what will you get and where will you be in the end?
unlike gears, you spend 1k you get this, spend 5k you get that, spend 20k you sure will get a WOW.
but when you have the skills, whatever you spend on gears at this point of time, compare to whatever efforts and money you have spent on getting your skills, is really noting.
hope this make sense to you.