Thanks Clunk, i'll definitely try that!
i use iA mode only at the last resort, that forces me to practice getting use to changing shutter speed and f-stops. trying to familiarise myself with my fz28 as much as possible before my cambodia trip in nov!

and yep, will post up some shots soon.
any advice from anyone on getting the exposure right?
Hi ruffgaws, welcome to the thread!
Exposure can be rather frustrating when you get your first prosumer with a little more manual control can't it? No worries.
The basics of exposure, really comes down to how much light hits the sensor, in a way you could say the "speed" this is happening, more light = more exposed. So there are basically 3 elements:
ISO: Sensor 'speed', bigger number = more exposed
Shutter speed: again longer time = more exposed (like 1/60s is longer than 1/200s)
Lens 'speed', known as aperture. smaller number = faster = more exposed ( F2.8 is faster than F4)
A balance of these three elements determines your exposure, you could play with this in the manual mode to help your learning curve. On the FZ, once you're in M mode, use the joystick to change the 2 numbers shown on your preview screen (center bottom), and there is a light meter that goes from -2 to 0 to +2.
0 on the light meter is "often" the most ideal exposure for a start, but the light meter can be fooled by surroundings. For a start, you can just rely on the preview screen when you hold the shutter, adjust accordingly
Using the A, or S mode, namely aperture or shutter modes, allows you to lock either Aperture or Shutter at your choice. The ISO can be auto or specified by you if you like too. That will leave the camera to decide the other elements to achieve a standard exposure ( 0 on the light meter). This can again be offset by using the exposure compensation. Say if you compensate to +1 on the light meter, the camera will set the remaining elements to meet a +1 over-exposure.
Wiki has a pretty detailed documentation on this if you want to read it
http://en.wikipedia.org/wiki/Exposure_(photography)