well, many want to live within their means too, but getting a new flat is so damn difficult....resale even if its some ulu places are fetching prices beyond many ppl...
but some areas not so ulu.. prices are reasonable compared to the crazy areas.
the crazy areas scare me. :cry: not that i would want to live in toa payoh or bishan anyways.. just not used to the central/north area. east for life!