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    *** The Cable Guy (II) *** [madmartian]

    WOW! Great shot
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    Red jungle fowl

    U r so lucky to get so near. Normally, the male jungle fowl is very shy or street smart. The females are not so shy. Did u shoot the females too? Can post some female shots?
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    Oriental Honey Buzzard

    Uncle Fai got a great catch. The buzzard is also looking for a catch!
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    Late evening visitors

    Nice birds. New immigrants being seen in various parts of the island. I remember some 30 years ago, the sparrows rule the land. Now the mynahs are the kings - even the hawk got scared of them in Orchard Road. The crows are a running second. Will the parakets brighten up the land in the next few...
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    Which CPF plan to choose when reaching 55

    This is another example of why we need to lockup our money while we still have a clear mind. Your relative is still lucky that he still got relative to chip in to take care of his needs. Many others even have to bear the unbearable - dump even by their own children.
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    Selamat Hari Raya

    Selamat Hari Raya Haji to all our Muslim friends. Happy Holidays to all our friends. Happy Working to quite a number of us (including me)
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    Which CPF plan to choose when reaching 55

    1 of my friend told me that it is also good to lockup your money in either the CPF or an insurance annuity. It will guarantee that you have some meaningful survival money in your old age when you can no longer think logically/coherently. Many people when given a sudden windfall will not be...
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    Which CPF plan to choose when reaching 55

    Thank for your advise.
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    Which CPF plan to choose when reaching 55

    Good that you try to build up your savings for your old age. Don't forget to transfer as much as possible from your Ordinary a/c to Special a/c to enjoy the higher interest. Keep sufficient amount in your Ordinary a/c for your housing and education if any.
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    Which CPF plan to choose when reaching 55

    This plan is marketed by POSB under SAIL - Single premium. It is underwritten by NTUC Income. It was launched last year. Payment is by cash. Can't use CPF to pay for this.
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    Which CPF plan to choose when reaching 55

    Sorry. Error in above post. Mixed up. It should read like this: Invest $50K for 10 yrs and at the end of 10 yr then only u need to decide on which plan to choose : 1) lump sum of projected $74K or 2) 20 yr payout of $6K per yr. Yield is 1.6% FIXED + 3.0% PROJECTED = 4.6% pa Projected...
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    Which CPF plan to choose when reaching 55

    I went to POSB yesterday and talked to their Personal Financial Manager. If konk-out along the way, it will be distributed like any bank account that u r holding. The min amount is $10K as advertised in the SAIL brochure. Hold it for 10 yrs and at the end of 10 yr then only u need to...
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    Which CPF plan to choose when reaching 55

    Will check this out with the Relationship Manager this weekend and let u know.
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    Which CPF plan to choose when reaching 55

    Today also saw a brochure from POSB under SAIL - Single Premium plan underwritten by NTUC Income which offers a POTENTIAL yield of 4.61%. It gave 2 illustrations of a 55 yr old female investing $50K: 1. After 10 yr at age 65 she gets a PROJECTED yearly payout of $6092 over 20yrs or she can opt...
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    Which CPF plan to choose when reaching 55

    Agree with this. Got survival money till death
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